No one ever expects to be sued by a creditor, but if it happens, you may wonder if you need a criminal lawyer. After all, creditors typically don’t sue people unless they believe something criminal is going on. So, what should you do?
Read on to find out more!
What is a Creditor Lawsuit?
A creditor lawsuit is a civil case filed when you don’t pay your debts. The creditor will sue you for the unpaid debt, and if they win, they’ll get a judgment against you. The judgment will state how much money you owe, and the creditor can try to collect that debt.
What are the Consequences of Not Paying Your Debts?
If you don’t pay your debts, the consequences can be serious. The creditors can garnish your wages, put a lien on your property, or even freeze your bank account. Sometimes, the creditors can also sue you and get a judgment against you.
If this happens, it’s essential to have a qualified attorney represent you so that you can try to negotiate with the creditors and work out a payment plan that’s realistic for your situation.
How to Find a Criminal Lawyer If A Creditor is suing you?
You can find a criminal defense lawyer specializing in debt defense by searching online or asking friends or family members for recommendations.
Once you’ve found a few lawyers who seem like they might be qualified to help you, it’s essential to set up initial consultations so that you can learn more about their experience and how they would handle your case.
What to Expect During Your Initial Consultation with the Lawyer?
During your initial consultation with the lawyer, they will ask about your financial situation and how much debt you owe.
They will also want to know about your assets and whether or not the creditors have already taken any legal action against you.
Once the lawyer has all this information, they can give you an idea of how likely the creditors will win their lawsuit against you and what kind of defenses you might have.
How Much Does the Lawyer Charge?
The amount that the lawyer charges will depend on their experience and whether or not they think there’s a good chance you’ll be able to negotiate with the creditors and work out a payment plan. In some cases, lawyers may charge an hourly rate, while in other cases, they may charge a flat fee.
Verdict!
If a creditor is suing you, it’s essential to have a qualified lawyer represent you. The lawyer will be able to tell you what your chances are of winning the case and what kind of defenses you might have. They can also help you negotiate with creditors and create a payment plan.
Once you’ve found a few lawyers who seem like they might be qualified to help you, set up initial consultations so that you can learn more about their experience and how they would handle your case.